Different option strategies involve different levels of risk, so you have the freedom to choose a strategy that suits your own needs and investment objectives. For example, taking options can involve relatively low-risk, depending on the investment strategy you adopt. If you take options and the underlying securities do not behave as you expect, you can simply allow them to expire, losing no more than the initial premium you paid for the option.
Some investors use Call options to defer the decision to buy or sell shares, a strategy that allows you to see how the shares behave before making a commitment either way. Again, if you buy a Call option and decide not to exercise it, the most you can lose is the initial premium – normally only a fraction of the total share price.